Terms and Conditions

Please read these terms and conditions carefully before using Our Service.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. These definitions shall have the same meaning whether they appear in singular or plural.

Definitions

For the purposes of these Terms and Conditions:

• Affiliate: An entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
• Country: Illinois, United States
• Company: (referred to as either “the Company”, “We”, “Us” or “Our”) refers to Moneywise Hub.
• Device: Any device that can access the Service such as a computer, a cellphone, or a digital tablet.
• Service: The Website.
• Terms and Conditions: These Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
• Third-party Social Media Service: Any services or content (including data, information, products or services) provided by a third party that may be displayed, included or made available by the Service.
• Website: Moneywise Hub, accessible from https://moneywisehub.online
• You: The individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service.

Acknowledgment

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. They set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. If You disagree with any part of these Terms and Conditions, then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of the Privacy Policy.

Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by the Company. We strongly advise you to review the terms and conditions and privacy policies of any third-party websites or services that you visit.

The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use or reliance on such content, goods, or services.

Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.

Upon termination, Your right to use the Service will cease immediately.

Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers shall be limited to the amount actually paid by You through the Service or 100 USD if You haven’t purchased anything through the Service.

To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever—even if advised of the possibility of such damages. Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages; in such states, each party’s liability will be limited to the maximum extent permitted by law.

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided to You “AS IS” and “AS AVAILABLE” without any warranty of any kind. To the maximum extent permitted under applicable law, the Company and its Affiliates, licensors, and service providers expressly disclaim all warranties, whether express, implied, statutory or otherwise.

Without limiting the foregoing, the Company makes no representation that the Service will meet Your requirements, be uninterrupted, error free, or that any defects will be corrected.

Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern these Terms and Your use of the Service. Your use of the Service may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which You are resident.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country subject to the United States government embargo or designated as “terrorist supporting,” and (ii) You are not listed on any United States government prohibited or restricted parties list.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be modified to achieve its objectives to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or enforce an obligation under these Terms shall not affect any party’s ability to exercise such right or enforce such obligation at any time thereafter, nor shall the waiver of a breach constitute a waiver of any subsequent breach.

Translation Interpretation

These Terms and Conditions may have been translated. In the event of any discrepancy between the translated text and the original English text, the original English text shall prevail.

Changes to These Terms and Conditions

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice before the new terms take effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use Our Service after these revisions become effective, You agree to be bound by the revised terms. If You do not agree with the new terms, please stop using the Service.